Even if you need to be part of the state action lawsuit versus Equifax, you can nevertheless sue Equifax for oversight in small claims court using the DoNotPay bot and command maximum damages. Maximum losses range between $2,500 in states like Rhode Island and Kentucky to $25,000 in Tennessee.
The bot, which originated in all 50 states in July, is largely known for helping with parking tickets. But with this latest update, its creator, Joshua Browder, who held one of the 143 million hit by the breach, is throwing a much bigger target, with larger ambitions to match. He says, “I hope that my Bot will replace lawyers, and, with abundant success, bankrupt Equifax.”
Not that the bot benefits you do anything you can’t previously do yourself, which is stretching out a bunch of forms you still have to accept them yourself. Unfortunately, the chatbot can’t show up in the forum a few weeks later to review your case for you either. To add to a headache, small claims court laws differ from state to state. For example, in California, a person wants to demand payment from Equifax or justify why they haven’t needed payment before filing the form.
Attorney Scott Nelson, from the support organization Public Citizen, says he isn’t satisfied a chatbot can strongly win a lawsuit. “I am not preferred to think it would be a relief. Filing and winning a small rights case takes more than just filling in a form.”
Still, chatting with the bot on a friendly blue shade can help take the guesswork out of little claims court systems. All you have to do is state your name and location and it produces eight pages of lawsuit documentation in PDF form for you to letter and file.
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